Phoenix Wealth Solutions Limited

Date authorised
1 April 2013
Companies House
SC222334
Last scraped
16 hours ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    22 Church Street
    Johnstone
    Renfrewshire
    PA5 8DU
    UNITED KINGDOM
    Phone
    +441505325900
    Web
    https://www.phoenixwealthsolutions.com

  • Complaints Contact

    22 Church Street
    Johnstone
    Renfrewshire
    PA5 8DU
    UNITED KINGDOM
    Phone
    +441505325900

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Pension Transfer Advice

    For Retail (Investment), Rights to or interests in investments (Contractually Based Investments), Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy, Personal pension scheme

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Professional, Structured Deposits, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme, Debenture, Government and public security, Share, Warrant, Certificates representing certain security

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Professional, Structured Deposits, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme, Certificates representing certain security, Share, Debenture, Government and public security, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Structured Deposits

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling which is provided in connection with investment, retirement planning and mortgage advice.
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme, Government and public security, Warrant, Debenture, Certificates representing certain security, Share

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Colin David Macdonald

    IRN CDM00022

    • (8)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (9)4. Giving personal recommendations on retail investment products which are not broker funds
    • (14)[FCA CF] Client dealing (since 16 Nov 2020)
    • (15)[FCA CF] Functions requiring qualifications (since 16 Nov 2020)
    • (12)SMF16 Compliance Oversight (since 9 Dec 2019)
    • (13)SMF3 Executive Director (since 9 Dec 2019)
    • (11)Responsible for Insurance Distribution (since 1 Oct 2018)
    • (10)Responsibility for MCD Intermediation (since 21 Mar 2016)
    • (3)SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 23 Oct 2024)
    • (4)CF30 Customer (1 Nov 2007 to 8 Dec 2019)
    • (6)CF11 Money Laundering Reporting (16 May 2005 to 8 Dec 2019)
    • (7)CF10 Compliance Oversight (16 May 2005 to 8 Dec 2019)
    • (5)CF21 Investment Adviser (16 May 2005 to 31 Oct 2007)
    • (2)Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
    • (8)CF8 Apportionment and Oversight (31 Oct 2004 to 31 Mar 2009)
    • (9)CF1 Director (31 Oct 2004 to 8 Dec 2019)
  • Josh Kinning

    IRN JXK00079

    • (5)4. Giving personal recommendations on retail investment products which are not broker funds
    • (4)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (6)[FCA CF] Client dealing (since 1 Sep 2022)
    • (7)[FCA CF] Functions requiring qualifications (since 16 Nov 2020)
  • Katie Macdonald

    IRN KXM15203

    • (19)SMF3 Executive Director (since 9 Dec 2019)
    • (11)CF1 Director (16 Jul 2019 to 8 Dec 2019)
  • Lynne Agnes Nicol

    IRN LXN00137

    • (17)SMF3 Executive Director (since 1 Sep 2024)
    • (16)SMF17 Money Laundering Reporting Officer (MLRO) (since 1 Sep 2024)
  • Sharon Macdonald

    IRN SXM01959

    • (18)SMF3 Executive Director (since 9 Dec 2019)
    • (10)CF1 Director (1 Jun 2005 to 8 Dec 2019)
  • Steven Fraser

    IRN SXF00098

    • (1)4. Giving personal recommendations on retail investment products which are not broker funds
    • (3)[FCA CF] Functions requiring qualifications (since 6 Mar 2022)
    • (2)[FCA CF] Client dealing (since 6 Mar 2022)
  • Steven John Black

    IRN SJB00108

    • (1)CF30 Customer (22 Nov 2018 to 30 Jun 2019)

Recent activity

Updates to this firm's record on the FCA register.

  1. controlled function removed: 4. Giving personal recommendations on retail investment products which are not broker funds

  2. controlled function removed: 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose

  3. controlled function removed: SMF3 Executive Director

  4. controlled function removed: Responsible for Insurance Distribution

  5. controlled function removed: [FCA CF] Functions requiring qualifications

  6. controlled function removed: [FCA CF] Functions requiring qualifications

  7. controlled function removed: 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose

  8. controlled function removed: SMF16 Compliance Oversight

  9. controlled function removed: SMF17 Money Laundering Reporting Officer (MLRO)

  10. controlled function removed: 4. Giving personal recommendations on retail investment products which are not broker funds

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