PFS (IFA) Limited

• Principal Place of Business

  1 Willow Parade

  Front Lane

  Cranham

  Essex

  RM14 1DY

  UNITED KINGDOM

  Phone

  +441708250782

• Complaints Contact

  1 Willow Parade

  Front Lane

  Cranham

  Essex

  RM14 1DY

  UNITED KINGDOM

  Phone

  +441708250782

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in rights to or interests in investments (security) and rights to or interests in investments (contractually based investments) is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Elaine Deborah Mills

  IRN EDL00002

  • CF30 Customer (1 Nov 2007 to 19 Dec 2008)
  • CF21 Investment Adviser (19 Apr 2005 to 31 Oct 2007)
• Howard-Jon Elliston

  IRN HJE00003

  • CF30 Customer (1 Nov 2007 to 10 Mar 2010)
  • CF21 Investment Adviser (1 Feb 2005 to 31 Oct 2007)
• Jill Susan Delgado

  IRN JSD00021

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 26 Jan 2021)
  • [FCA CF] Functions requiring qualifications (since 26 Jan 2021)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF24 Pension Transfer Specialist (30 Sep 2005 to 31 Oct 2007)
  • CF21 Investment Adviser (30 Sep 2005 to 31 Oct 2007)
• John Leslie Clarke

  IRN JLC00019

  • CF21 Investment Adviser (17 Oct 2005 to 22 Mar 2006)
• John Richard Sizer

  IRN JRS00053

  • SMF3 Executive Director (9 Dec 2019 to 8 Sep 2020)
  • Responsible for Insurance Distribution (1 Oct 2018 to 8 Sep 2020)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 8 Sep 2020)
  • CF30 Customer (1 Nov 2007 to 30 Dec 2012)
  • CF1 Director (20 Jan 2005 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (20 Jan 2005 to 31 Mar 2009)
  • CF10 Compliance Oversight (20 Jan 2005 to 28 Oct 2019)
  • Responsible for Insurance Mediation (20 Jan 2005 to 30 Sep 2018)
  • CF21 Investment Adviser (20 Jan 2005 to 31 Oct 2007)
• Lynsey Sargeant

  IRN LXS00187

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 26 Jan 2021)
• Mark Howard Downey

  IRN MHD00010

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 26 Jan 2021)
  • [FCA CF] Client dealing (since 26 Jan 2021)
  • CF30 Customer (1 Nov 2007 to 26 Nov 2021)
  • CF1 Director (AR) (6 Jun 2007 to 26 Nov 2021)
  • CF21 Investment Adviser (28 Jan 2005 to 31 Oct 2007)
• Martin Philip Anthony Castle

  IRN MPC00025

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 26 Jan 2021)
  • [FCA CF] Client dealing (since 26 Jan 2021)
  • Responsible for Insurance Distribution (since 11 Sep 2020)
  • Responsibility for MCD Intermediation (since 11 Sep 2020)
  • SMF16 Compliance Oversight (since 28 Jan 2020)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (20 Jan 2005 to 8 Dec 2019)
  • CF1 Director (20 Jan 2005 to 8 Dec 2019)
  • CF21 Investment Adviser (20 Jan 2005 to 31 Oct 2007)
• Paul Alfred Everitt

  IRN PAE00010

  • CF21 Investment Adviser (31 Jan 2005 to 21 Apr 2005)
• Paul Mitchell

  IRN PXM00168

  • [FCA CF] Functions requiring qualifications (26 Jan 2021 to 23 May 2025)
  • [FCA CF] Client dealing (26 Jan 2021 to 23 May 2025)
  • CF30 Customer (22 Jul 2009 to 8 Dec 2019)

• Billericay Financial Services Ltd (no longer appointed)

  FRN 468211 · Appointed 23 May 2007 · Until 26 Nov 2021

No changes recorded yet.