Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

John Christopher Stevenson
IRN JCS01132
- CF4 Partner (AR) (12 Feb 2008 to 12 Feb 2009)
John Coyle
IRN JXC01633
- CF4 Partner (AR) (31 Oct 2004 to 5 Jul 2007)
John Darren Ould
IRN JDO01030
- CF1 Director (AR) (2 Jun 2008 to 19 Feb 2009)
John Darren Taylor
IRN DXT01270
- CF1 Director (AR) (11 Nov 2009 to 6 Aug 2010)
John Derek Washington
IRN JDW00003
- CF30 Customer (1 Nov 2007 to 27 Nov 2015)
- CF7 Sole Trader (AR) (7 Sep 2004 to 31 Jan 2007)
- CF22 Investment Adviser (Trainee) (7 Sep 2004 to 31 Oct 2007)
John Edmund Murphy
IRN JEM00030
- 21. Advising or arranging (bringing about) equity release transactions
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- CF4 Partner (AR) (since 2 Apr 2025)
- CF1 Director (AR) (since 2 Oct 2023)
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
John Edward Brandwood
IRN JEB01189
- CF4 Partner (AR) (18 Jan 2005 to 25 Aug 2006)
John Edward Constant
IRN JEC01177
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF1 Director (AR) (31 Oct 2004 to 30 Jun 2011)
John Edward Poynter
IRN JEP00024
- CF30 Customer (30 Dec 2008 to 17 Sep 2010)
- CF1 Director (AR) (31 Oct 2004 to 17 Sep 2010)
John Edwin Spence
IRN JES00007
- CF30 Customer (29 Sep 2011 to 25 Oct 2012)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.