Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Flynn Dwyer
IRN FXD00087
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 3 Apr 2025)
Fotis Andreas Joannou
IRN FAJ00002
- CF30 Customer (25 Aug 2009 to 26 Nov 2013)
- CF1 Director (AR) (31 Oct 2004 to 26 Sep 2023)
Foyez Ali
IRN FXA00068
- Appointed representative dealing with clients for which they require qualification (6 May 2022 to 17 Jun 2024)
Frances Nina Bryan
IRN FNB01002
- CF4 Partner (AR) (19 Mar 2010 to 1 Apr 2013)
- CF30 Customer (19 Mar 2010 to 1 Apr 2013)
Frances Patricia Neil
IRN FPN01003
- CF1 Director (AR) (22 May 2006 to 10 Jun 2011)
Francis Frederick Lappin
IRN FFL00001
- CF30 Customer (1 Nov 2007 to 27 Nov 2012)
- CF24 Pension Transfer Specialist (1 Jan 2005 to 31 Oct 2007)
Frank Buchanan Bryceland
IRN FBB00001
- CF4 Partner (AR) (26 May 2011 to 30 Nov 2012)
Frank William Stone
IRN FWS00004
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
Frederick Barry Richardson
IRN FBR00003
- CF1 Director (AR) (14 May 2015 to 14 May 2021)
- CF4 Partner (AR) (16 Mar 2011 to 22 May 2015)
Frederick Millward
IRN FXM00030
- CF22 Investment Adviser (Trainee) (4 Mar 2004 to 7 Dec 2004)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.