ORCHARD FINANCIAL MANAGEMENT LIMITED

• Principal Place of Business

  Orchard Financial Management Ltd

  4 Bloors Lane

  Rainham

  Gillingham

  Medway

  ME8 7EG

  UNITED KINGDOM

  Phone

  +4401634239943

  Web

  https://www.orchardfinancial.co.uk

• Complaints Contact

  Orchard Financial Management Ltd

  4 Bloors Lane

  Rainham

  Gillingham

  Medway

  ME8 7EG

  UNITED KINGDOM

  Phone

  +441634239943

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Negotiation

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Gabrielle Smith

  IRN GXS00861

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 12 Mar 2026)
• Gary Mark Smith

  IRN GMS00050

  • [FCA CF] Functions requiring qualifications (14 Mar 2025 to 6 Jun 2025)
  • [FCA CF] Client dealing (14 Mar 2025 to 6 Jun 2025)
• Glenn Franklin-Jones

  IRN GXF00051

  • [FCA CF] Functions requiring qualifications (13 Jan 2021 to 23 Nov 2021)
• Ian Andrew Cullen

  IRN IXC00113

  • [FCA CF] Functions requiring qualifications (23 May 2024 to 10 Jun 2024)
• Jacqueline Bloom

  IRN JXM02763

  • [FCA CF] Client dealing (10 Mar 2022 to 23 Sep 2022)
  • [FCA CF] Functions requiring qualifications (10 Mar 2022 to 23 Sep 2022)
• Jane Elizabeth McCabe

  IRN JEH00085

  • CF30 Customer (1 Nov 2007 to 19 Nov 2008)
  • CF2 Non Executive Director (3 Jun 2005 to 25 Jan 2007)
  • CF21 Investment Adviser (29 Oct 2004 to 31 Oct 2007)
• John Edward Crook

  IRN JEC00042

  • CF30 Customer (1 Nov 2007 to 15 Dec 2012)
  • CF11 Money Laundering Reporting (14 Jan 2004 to 20 Jul 2011)
  • CF1 Director (14 Jan 2004 to 11 Sep 2012)
  • CF21 Investment Adviser (14 Jan 2004 to 31 Oct 2007)
• Lyndsay Proctor

  IRN LXP00089

  • [FCA CF] Functions requiring qualifications (13 Jan 2021 to 23 Nov 2021)
• Matthew Anderson

  IRN MXA00735

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 30 Sep 2022)
  • [FCA CF] Functions requiring qualifications (since 30 Sep 2022)
• Mei Glennon

  IRN MXG00612

  • [FCA CF] Functions requiring qualifications (16 May 2023 to 28 Mar 2025)
  • [FCA CF] Client dealing (16 May 2023 to 28 Mar 2025)

• Jade Howard (no longer appointed)

  FRN 934774 · Appointed 23 Sep 2020 · Until 16 Jun 2022

No changes recorded yet.