OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Gareth Stephen Davenport
IRN GXD00128
- CF1 Director (AR) (since 6 Nov 2024)
Gemma Louise Cuff
IRN GXC02080
- CF1 Director (AR) (since 18 Nov 2022)
Gideon David Tiano
IRN GXT00008
- CF1 Director (AR) (since 22 Aug 2023)
Harm Dokter
IRN HXD00055
- CF1 Director (AR) (since 2 Jul 2024)
Hugh James Dokter
IRN HJD00010
- CF1 Director (AR) (since 2 Jul 2024)
Ian Robert McGrail
IRN IRM01046
- CF1 Director (AR) (since 17 Nov 2025)
Ian Robert Preston
IRN IRP01044
- CF1 Director (AR) (since 24 Oct 2022)
Ian Whitehorne
IRN IXW01108
- CF1 Director (AR) (since 28 Apr 2025)
Jack John Michael Gear
IRN JXG00233
- CF1 Director (AR) (since 19 Dec 2025)
Jagmeet Sond
IRN JXS00434
- CF1 Director (AR) (14 Mar 2025 to 26 Feb 2026)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.