Ian Robert McGrail

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

OPTIMUM COMMERCIAL SOLUTIONS LTD
FRN 808754
- CF1 Director (AR) (since 17 Nov 2025)
Lucra Mortgages Ltd
FRN 950073
- (1)Employed By (since 17 Nov 2025)
Mortgage Advice Bureau Limited
FRN 455545
- CF1 Director (AR) (since 6 Sep 2019)
Mortgage Advice Bureau (Derby) Limited
FRN 466154
- CF1 Director (AR) (since 6 Sep 2019)
First Mortgage Limited
FRN 912499
- (1)Employed By (since 6 Sep 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.