Jack John Michael Gear

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

OPTIMUM COMMERCIAL SOLUTIONS LTD
FRN 808754
- CF1 Director (AR) (since 19 Dec 2025)
Jack Gear Commercial Ltd
FRN 1046409
- (1)Employed By (since 19 Dec 2025)
St. James's Place Wealth Management Plc
FRN 195351
- CF1 Director (AR) (since 13 Dec 2025)
North Coast Wealth Ltd
FRN 1047929
- (2)Employed By (since 13 Dec 2025)
Mortgage Advice Bureau (Derby) Limited
FRN 466154
- CF1 Director (AR) (since 24 Jul 2023)
Mortgage Advice Bureau Limited
FRN 455545
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- CF1 Director (AR) (since 22 Jun 2023)
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
Jack Gear Mortgage Advice Ltd
FRN 998234
- (2)Employed By (since 22 Jun 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.