Obsidian Financial Limited

• Principal Place of Business

  Obsidian House

  Hints Road

  Mile Oak

  Tamworth

  Staffordshire

  B78 3PQ

  UNITED KINGDOM

  Phone

  +4403452508400

  Web

  https://www.obsidian-financial.com

• Complaints Contact

  Obsidian House

  Hints Road

  Mile Oak

  Tamworth

  Staffordshire

  B78 3PQ

  UNITED KINGDOM

  Phone

  +4403452508400

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling arising out of advice about investments or home finance.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · limited to providing credit info services with no credit repair activity

• Colin Summers

  IRN CJS00082

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (6 Aug 2012 to 8 Dec 2019)
• David Nicholas Jose

  IRN DNJ00005

  • CF30 Customer (10 Aug 2011 to 1 May 2012)
• David Robert Lawson

  IRN DXL00056

  • CF30 Customer (15 Oct 2012 to 28 Dec 2012)
• Gareth Chalk

  IRN GJC00059

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (4 Aug 2010 to 8 Dec 2019)
• Gareth Martin

  IRN GJM00016

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (4 Aug 2010 to 8 Dec 2019)
• Gavin Fraser Mackay

  IRN GFM01031

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • Appointed representative dealing with clients for which they require qualification (since 16 Jan 2024)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (5 Sep 2017 to 8 Dec 2019)
• Gem Durham

  IRN GHD01014

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 Feb 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 9 Feb 2022)
  • CF30 Customer (15 Aug 2012 to 8 Dec 2019)
• Gerwyn Williams

  IRN GXW00037

  • CF30 Customer (10 Aug 2011 to 1 May 2012)
• Gina Evans

  IRN GXE01146

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (4 Aug 2010 to 8 Dec 2019)
• Glyn Clarke

  IRN GXC00047

  • SMF16 Compliance Oversight (since 20 Oct 2021)
  • SMF3 Executive Director (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • CF1 Director (AR) (3 Nov 2010 to 12 Aug 2013)
  • CF1 Director (4 Aug 2010 to 8 Dec 2019)
  • Responsible for Insurance Mediation (4 Aug 2010 to 30 Sep 2018)

• Obsidian Employee Benefits Limited (no longer appointed)

  FRN 745269 · Appointed 26 Apr 2016 · Until 18 Aug 2025

• Beat The Market Ltd (no longer appointed)

  FRN 600861 · Appointed 9 May 2013 · Until 29 Apr 2020

• Marmalade Wealth Management Limited (no longer appointed)

  FRN 403659 · Appointed 31 Oct 2012 · Until 23 Nov 2023

• Group Rapport Limited (no longer appointed)

  FRN 534038 · Appointed 21 Oct 2010 · Until 21 Dec 2012

No changes recorded yet.