Novia Financial Plc

• Principal Place of Business

  2nd Floor Royal Mead

  Railway Place

  Bath

  Somerset

  BA1 1SR

  UNITED KINGDOM

  Phone

  +443456808000

  Web

  https://www.wealthtime.com

• Complaints Contact

  2nd Floor Royal Mead

  Railway Place

  Bath

  Bath

  Somerset

  BA1 1SR

  UNITED KINGDOM

  Phone

  +443456808000

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Arranges Asset Safekeeping

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Security), Share, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Stockbroking

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Trades With You Directly

  For Professional, Retail (Investment), Personal pension scheme, Rights to or interests in investments (Security)

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  • · limited to dealing in rights in the personal pension scheme(s) that it operates.

• Runs Personal Pensions

  For Eligible Counterparty, Professional, Retail (Investment), Personal pension scheme

• Investment Setup

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Your Portfolio

  For Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Share, Structured Deposits, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · Limited to investment management activities for the specified customer types.

• Holds Your Assets

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Security), Share, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Electronic Trade Settlement

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Security), Share, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Elisabeth Holder

  IRN EXH00440

  • [FCA CF] Material risk taker (since 1 Feb 2026)
• Evrin Bilge Erdem

  IRN EBE01002

  • CF30 Customer (11 Jun 2013 to 30 Jun 2016)
• Gareth Lyon

  IRN GXL00368

  • [FCA CF] Material risk taker (since 21 Nov 2025)
• Garry David McLuckie

  IRN GDM01100

  • [FCA CF] Significant management (21 Mar 2025 to 28 Feb 2026)
• Gary Hilton

  IRN GXH00223

  • [FCA CF] Manager of certification employee (9 Dec 2019 to 25 Nov 2021)
  • [FCA CF] CASS oversight function (9 Dec 2019 to 25 Nov 2021)
  • [FCA CF] Significant management (9 Dec 2019 to 25 Nov 2021)
• George Woodley

  IRN GXW00333

  • [FCA CF] Significant management (20 Oct 2023 to 30 Jun 2025)
• Graeme de Moor

  IRN GXD00221

  • SMF3 Executive Director (since 1 Jan 2026)
  • SMF2 Chief Finance (since 1 Jan 2026)
• Graham Peter Coxell

  IRN GPC01048

  • SMF14 Senior Independent Director (1 Oct 2025 to 24 Feb 2026)
• Gregory South

  IRN GXS00317

  • [FCA CF] Significant management (9 Dec 2019 to 31 May 2022)
• Hoshang Daroga

  IRN HXD01299

  • [FCA CF] Significant management (1 Jan 2021 to 12 Aug 2022)
  • CF30 Customer (4 Jan 2016 to 8 Dec 2019)

No changes recorded yet.