Date authorised
1 April 2013
Companies House
05520001
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130
  • Complaints Contact

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Islamic Mortgage Advice

    For Customer, Home purchase plans

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Debt Advice

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Credit Score Services

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Adam Rockall

    IRN AXR00256

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 30 May 2023)
    • CF1 Director (AR) (since 3 May 2023)
  • Adrian Bird

    IRN AXB04145

    • CF30 Customer (14 May 2019 to 8 Oct 2019)
    • CF1 Director (AR) (29 Mar 2018 to 8 Oct 2019)
  • Adrian Hallas

    IRN AXH03112

    • CF30 Customer (27 Dec 2018 to 14 May 2020)
    • CF1 Director (AR) (27 Dec 2018 to 14 May 2020)
  • Agnieszka Drozd

    IRN AXD02721

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 21 Oct 2025)
    • Appointed representative dealing with clients for which they require qualification (since 21 Oct 2025)
    • CF30 Customer (since 16 Oct 2025)
  • Aidan Miller

    IRN AXM00757

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • CF1 Director (AR) (since 2 Jan 2025)
    • [FCA CF] Client dealing (since 31 Jul 2023)
    • CF30 Customer (since 15 May 2023)
    • Appointed representative dealing with clients for which they require qualification (since 17 Oct 2022)
  • Aimee Wiggins

    IRN AXW01045

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 28 Jul 2025)
  • Ajmer Singh Khatkar

    IRN ASK01048

    • CF4 Partner (AR) (13 Feb 2008 to 14 Jul 2008)
  • Alan Blackwell

    IRN AJB00264

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 21. Advising or arranging (bringing about) equity release transactions
    • CF1 Director (AR) (since 31 Mar 2023)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • Alan David Elsom

    IRN ADE01048

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 27 Aug 2024)
  • Alec Witts

    IRN AXW00767

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 18 Dec 2025)
    • Appointed representative dealing with clients for which they require qualification (since 7 Jun 2023)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Terry Lowrie-Herz (no longer appointed)

    FRN 496817 · Appointed 10 Feb 2021 · Until 16 Mar 2023

  • Zis Financial Services Ltd (no longer appointed)

    FRN 941573 · Appointed 21 Dec 2020 · Until 6 Jul 2022

  • Maxcap Group Ltd (no longer appointed)

    FRN 940226 · Appointed 3 Dec 2020 · Until 20 Jan 2021

  • Four Specialist Finance Ltd (no longer appointed)

    FRN 939538 · Appointed 27 Nov 2020 · Until 1 Nov 2023

  • Viet Finances Ltd (no longer appointed)

    FRN 939424 · Appointed 26 Nov 2020 · Until 22 Aug 2022

  • Glyn Smith (no longer appointed)

    FRN 939419 · Appointed 26 Nov 2020 · Until 1 Aug 2022

  • Richard Cullen (no longer appointed)

    FRN 936535 · Appointed 19 Oct 2020 · Until 14 Nov 2023

  • Martin Zvonicek (no longer appointed)

    FRN 936534 · Appointed 19 Oct 2020 · Until 8 Sep 2021

  • Colin Dodds (no longer appointed)

    FRN 936408 · Appointed 15 Oct 2020 · Until 13 Jun 2022

  • Kevin Gribble (no longer appointed)

    FRN 936242 · Appointed 14 Oct 2020 · Until 3 Apr 2024

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.