Date authorised
1 April 2013
Companies House
05520001
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130
  • Complaints Contact

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Islamic Mortgage Advice

    For Customer, Home purchase plans

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Debt Advice

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Credit Score Services

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Colin Dodds

    IRN CLD01043

    • Appointed representative dealing with clients for which they require qualification (20 Oct 2020 to 13 Jun 2022)
  • Colin Hussey

    IRN CXH15107

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • CF30 Customer (since 4 Nov 2019)
    • CF1 Director (AR) (since 21 May 2019)
  • Colin McNulty

    IRN CXM00173

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 5 Jun 2023)
    • CF30 Customer (since 27 Apr 2023)
    • Appointed representative dealing with clients for which they require qualification (since 23 Mar 2022)
    • CF1 Director (AR) (since 17 Mar 2022)
    • [FCA CF] Functions requiring qualifications (3 Feb 2022 to 23 Mar 2022)
  • Colin Stuart Farrow

    IRN CXF00109

    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 7 Feb 2026)
    • Appointed representative dealing with clients for which they require qualification (since 15 Nov 2023)
  • Conor McCullough

    IRN CXM00994

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 29 Oct 2025)
  • Craig Edwin Pugh

    IRN CEP01044

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 22 Feb 2021)
    • CF30 Customer (since 26 Jan 2021)
    • CF1 Director (AR) (since 26 Jan 2021)
    • [FCA CF] Client dealing (since 9 Dec 2019)
  • Craig Elliot Gilks

    IRN CEG01071

    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 7 Oct 2021)
    • CF1 Director (AR) (21 Nov 2017 to 2 Aug 2021)
    • CF30 Customer (23 Dec 2016 to 19 Jul 2021)
  • Craig James Jardine

    IRN CJJ01039

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF1 Director (AR) (since 16 Jun 2017)
    • CF30 Customer (since 12 Aug 2014)
  • Craig Michaelson

    IRN CXM01145

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 21 Oct 2024)
  • Craig Simon Walker

    IRN CSW01052

    • Appointed representative dealing with clients for which they require qualification (4 Nov 2024 to 7 Apr 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Terry Lowrie-Herz (no longer appointed)

    FRN 496817 · Appointed 10 Feb 2021 · Until 16 Mar 2023

  • Zis Financial Services Ltd (no longer appointed)

    FRN 941573 · Appointed 21 Dec 2020 · Until 6 Jul 2022

  • Maxcap Group Ltd (no longer appointed)

    FRN 940226 · Appointed 3 Dec 2020 · Until 20 Jan 2021

  • Four Specialist Finance Ltd (no longer appointed)

    FRN 939538 · Appointed 27 Nov 2020 · Until 1 Nov 2023

  • Viet Finances Ltd (no longer appointed)

    FRN 939424 · Appointed 26 Nov 2020 · Until 22 Aug 2022

  • Glyn Smith (no longer appointed)

    FRN 939419 · Appointed 26 Nov 2020 · Until 1 Aug 2022

  • Richard Cullen (no longer appointed)

    FRN 936535 · Appointed 19 Oct 2020 · Until 14 Nov 2023

  • Martin Zvonicek (no longer appointed)

    FRN 936534 · Appointed 19 Oct 2020 · Until 8 Sep 2021

  • Colin Dodds (no longer appointed)

    FRN 936408 · Appointed 15 Oct 2020 · Until 13 Jun 2022

  • Kevin Gribble (no longer appointed)

    FRN 936242 · Appointed 14 Oct 2020 · Until 3 Apr 2024

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.