MML Financial Associates Ltd

Date authorised
1 April 2013
Companies House
06589148
Last scraped
1 day ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    281 Spendmore Lane
    Coppull
    Chorley
    Lancashire
    PR7 5DF
    UNITED KINGDOM
    Phone
    +441257795718
    Web
    https://www.mmlfinancial.co.uk

  • Complaints Contact

    281 Spendmore Lane
    Coppull
    Chorley
    Lancashire
    PR7 5DF
    UNITED KINGDOM
    Phone
    +4401257795718

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Pension Transfer Advice

    For Retail (Investment), Professional, Unit, Stakeholder pension scheme, Personal pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments)

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Retail (Investment), Professional, Retail (Non-Investment Insurance), Commercial, Structured Deposits, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Debenture, Stakeholder pension scheme, Personal pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Retail (Investment), Commercial, Professional, Retail (Non-Investment Insurance), Structured Deposits, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Debenture, Stakeholder pension scheme, Personal pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Credit Brokering

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling with no debt management activity
    • · This permission is limited to debt counselling which is provided in connection with investment advice and But To Let Mortgages.

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Retail (Investment), Retail (Non-Investment Insurance), Commercial, Professional, Structured Deposits, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Debenture, Stakeholder pension scheme, Personal pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Gary Steven Lynch

    IRN GSL00013

    • (14)[FCA CF] Client dealing (9 Dec 2019 to 1 Jul 2021)
    • (15)[FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Jul 2021)
    • (8)SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 14 Sep 2021)
    • (9)SMF16 Compliance Oversight (9 Dec 2019 to 14 Sep 2021)
    • (10)SMF3 Executive Director (9 Dec 2019 to 14 Sep 2021)
    • (7)Responsibility for MCD Intermediation (10 Sep 2019 to 14 Sep 2021)
    • (16)CF1 Director (2 Jul 2012 to 8 Dec 2019)
    • (12)CF11 Money Laundering Reporting (2 Jul 2012 to 8 Dec 2019)
    • (11)CF30 Customer (2 Jul 2012 to 8 Dec 2019)
    • (13)CF10 Compliance Oversight (2 Jul 2012 to 8 Dec 2019)
  • John Mawdesley

    IRN JXM00103

    • (4)4. Giving personal recommendations on retail investment products which are not broker funds
    • (1)21. Advising or arranging (bringing about) equity release transactions
    • (2)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (3)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (8)SMF16 Compliance Oversight (since 13 Oct 2021)
    • (5)Responsibility for MCD Intermediation (since 13 Oct 2021)
    • (7)SMF17 Money Laundering Reporting Officer (MLRO) (since 13 Oct 2021)
    • (9)SMF3 Executive Director (since 9 Dec 2019)
    • (11)[FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • (10)[FCA CF] Client dealing (since 9 Dec 2019)
    • (6)Responsible for Insurance Distribution (since 1 Oct 2018)
    • (3)Responsibility for MCD Intermediation (3 May 2016 to 23 Jun 2020)
    • (4)Responsible for Insurance Mediation (2 Jul 2012 to 30 Sep 2018)
    • (5)CF30 Customer (2 Jul 2012 to 8 Dec 2019)
    • (6)CF1 Director (2 Jul 2012 to 8 Dec 2019)
  • Kieran John Mawdesley

    IRN KJM01232

    • (2)[FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Jan 2021)
    • (1)CF30 Customer (22 Dec 2017 to 8 Dec 2019)

Recent activity

Updates to this firm's record on the FCA register.

  1. controlled function removed: Responsibility for MCD Intermediation

  2. controlled function removed: [FCA CF] Functions requiring qualifications

  3. controlled function removed: [FCA CF] Client dealing

  4. controlled function removed: 4. Giving personal recommendations on retail investment products which are not broker funds

  5. controlled function removed: 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)

  6. controlled function removed: 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose

  7. controlled function removed: SMF3 Executive Director

  8. controlled function removed: SMF17 Money Laundering Reporting Officer (MLRO)