Mistral Consultancy Limited

• Principal Place of Business

  Fair View

  Heol Penrhiw

  Mountain Ash

  Rhondda Cynon Taff

  CF45 4DS

  UNITED KINGDOM

  Phone

  +4401443473391

• Complaints Contact

  Fair View

  Heol Penrhiw

  Mountain Ash

  Rhondda Cynon Taff

  CF45 4DS

  UNITED KINGDOM

  Phone

  +4401443473391

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Credit Brokering

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• David Gareth Bowen

  IRN DGB01145

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • SMF3 Executive Director (since 24 Jun 2025)
  • Responsibility for MCD Intermediation (since 24 Jun 2025)
  • SMF16 Compliance Oversight (since 24 Jun 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 24 Jun 2025)
  • [FCA CF] Functions requiring qualifications (since 17 Mar 2021)
  • CF30 Customer (22 May 2013 to 8 Dec 2019)
• David Hilton Bowen

  IRN DHB00014

  • SMF3 Executive Director (9 Dec 2019 to 1 Jun 2025)
  • SMF16 Compliance Oversight (9 Dec 2019 to 1 Jun 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 1 Jun 2025)
  • Responsible for Insurance Distribution (1 Oct 2018 to 1 Jun 2025)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 1 Jun 2025)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
  • CF11 Money Laundering Reporting (3 Nov 2003 to 8 Dec 2019)
  • CF10 Compliance Oversight (3 Nov 2003 to 8 Dec 2019)
  • CF1 Director (3 Nov 2003 to 8 Dec 2019)
  • CF21 Investment Adviser (3 Nov 2003 to 31 Oct 2007)
  • CF8 Apportionment and Oversight (3 Nov 2003 to 31 Mar 2009)
• Micheal Howard Griffiths

  IRN MHG00007

  • CF30 Customer (2 Feb 2012 to 8 Dec 2019)

No changes recorded yet.