M & D Financial Management Limited

• Principal Place of Business

  M & D House

  56 Newforge Lane

  Belfast

  BT9 5NW

  UNITED KINGDOM

  Phone

  +4402890380940

  Web

  https://www.manddfinancial.com

• Complaints Contact

  29 Deer Park

  Doagh

  Co Antrim

  Ballyclare

  BT39 0RH

  NORTHERN IRELAND

  Phone

  +4402893322600

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Credit Brokering

• Debt Advice

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Brian David Horner

  IRN BDH01037

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Responsible for Insurance Distribution (since 8 Apr 2022)
  • Responsibility for MCD Intermediation (since 8 Apr 2022)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • CF1 Director (21 Mar 2018 to 8 Dec 2019)
  • CF30 Customer (7 Jul 2014 to 8 Dec 2019)
• Brian James Horner

  IRN BJH00019

  • SMF3 Executive Director (9 Dec 2019 to 1 Sep 2025)
  • CF30 Customer (1 Nov 2007 to 23 Dec 2011)
  • CF8 Apportionment and Oversight (12 Jan 2005 to 31 Mar 2009)
  • CF24 Pension Transfer Specialist (12 Jan 2005 to 31 Oct 2007)
  • CF21 Investment Adviser (12 Jan 2005 to 31 Oct 2007)
  • CF11 Money Laundering Reporting (12 Jan 2005 to 23 Dec 2011)
  • CF10 Compliance Oversight (12 Jan 2005 to 23 Dec 2011)
  • CF1 Director (12 Jan 2005 to 23 Dec 2011)
• Declan Joseph Convery

  IRN DXC00221

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Manager of certification employee (since 28 Sep 2023)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (22 Feb 2005 to 31 Oct 2007)
  • CF1 Director (22 Feb 2005 to 8 Dec 2019)
• James Patrick McCann

  IRN JPM00032

  • CF30 Customer (1 Nov 2007 to 31 Dec 2009)
  • CF21 Investment Adviser (16 Feb 2005 to 31 Oct 2007)
• John William Horner

  IRN JWH01108

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 17 Oct 2023)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF1 Director (21 Mar 2018 to 8 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (14 Mar 2006 to 31 Oct 2007)
• Michael Connolly

  IRN MXC00053

  • CF21 Investment Adviser (18 Feb 2005 to 31 Dec 2006)
• Noel George Graham

  IRN NGG00004

  • CF1 Director (4 Mar 2008 to 21 Dec 2012)
  • CF30 Customer (1 Nov 2007 to 21 Dec 2012)
  • CF21 Investment Adviser (28 Apr 2005 to 31 Oct 2007)
• Paul Gerard Murphy

  IRN PGM00011

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF3 Executive Director (9 Dec 2019 to 14 Feb 2022)
  • [FCA CF] Manager of certification employee (9 Dec 2019 to 31 Jan 2022)
  • Responsibility for MCD Intermediation (29 Sep 2016 to 14 Feb 2022)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF1 Director (2 Mar 2005 to 8 Dec 2019)
  • CF21 Investment Adviser (2 Mar 2005 to 31 Oct 2007)
• Peter Kilpatrick

  IRN PXK00002

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Manager of certification employee (since 9 Dec 2019)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 19 Jan 2026)
  • SMF3 Executive Director (9 Dec 2019 to 19 Jan 2026)
  • CF11 Money Laundering Reporting (24 Apr 2012 to 8 Dec 2019)
  • CF10 Compliance Oversight (24 Apr 2012 to 8 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF1 Director (9 Mar 2006 to 8 Dec 2019)
  • CF24 Pension Transfer Specialist (8 Feb 2005 to 31 Oct 2007)
  • CF21 Investment Adviser (8 Feb 2005 to 31 Oct 2007)
• Susan Horner

  IRN SXH01601

  • CF1 Director (12 Jan 2005 to 26 May 2006)

No changes recorded yet.