Lowes Financial Management Limited

• Principal Place of Business

  Saltus Financial Planning

  4500 Parkway

  Whiteley

  Fareham

  Hampshire

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +4401489663700

  Web

  https://www.lowes.co.uk

• Complaints Contact

  4500 Parkway

  Whiteley

  FAREHAM

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +441489663700

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Stephen Patrick Hoggarth

  IRN SPH01178

  • [FCA CF] Client dealing (9 Dec 2019 to 11 Jun 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 11 Jun 2021)
  • CF30 Customer (4 Jan 2012 to 8 Dec 2019)
• Stephen William Black

  IRN SWB01081

  • Director of firm who is not a certification employee or a SMF manager (14 Jan 2021 to 30 Sep 2022)
• Susan Elizabeth Nuttall

  IRN SEN00001

  • CF17 Significant Mgt (Other Business Operations) (19 May 2003 to 1 Mar 2004)
• Tim William Dawson

  IRN TWD01018

  • [FCA CF] Client dealing (9 Dec 2019 to 3 Jun 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 3 Jun 2021)
  • CF30 Customer (11 Jul 2012 to 8 Dec 2019)
• Vitaly Ivanov

  IRN VXI01055

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (19 Feb 2024 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (19 Feb 2024 to 2 Dec 2025)

No changes recorded yet.