Just Retirement Limited
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
Enterprise HouseBancroft RoadReigateSurreyRH2 7RPUNITED KINGDOM- Phone
- +4401737233297
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Complaints Contact
Enterprise HouseBancroft RoadReigateSurreyRH2 7RPUNITED KINGDOM- Phone
- +4401737233297
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Bank Deposits
For Eligible Counterparty, Professional, Retail (Investment), Deposit
Show 1 limitation Hide limitations
- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
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Mortgage Servicing
For Customer, Regulated mortgage contract
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Authorised to Operate
For Eligible Counterparty, Professional, Retail (Investment)
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Arranges Investments
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)
Show 2 limitations Hide limitations
- · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
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Manages Insurance Policies
For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term
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Trades With You Directly
For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant
Show 3 limitations Hide limitations
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
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Issues Insurance
For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term
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Mortgage Lending
For Customer, Regulated mortgage contract
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Runs Personal Pensions
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Investment Setup
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)
Show 2 limitations Hide limitations
- · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Nick Poyntz-Wright
IRN NHP01007
- SMF9 Chair of the Governing Body (30 Jul 2019 to 5 May 2021)
- CF2 Non Executive Director (22 Feb 2016 to 6 Mar 2016)
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Nicola Jane Smith
IRN NJS01244
- SMF17 Money Laundering Reporting Officer (MLRO) (10 Dec 2018 to 1 Nov 2019)
- CF11 Money Laundering Reporting (5 Mar 2018 to 9 Dec 2018)
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Nigel Wilson
IRN NDW01046
- SMF7 Group Entity Senior Manager (since 1 Apr 2026)
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PAUL MATTHEW JOLLY
IRN PMJ01066
- [PRA CF] Significant risk taker or Material risk taker (since 1 Jan 2026)
- [FCA CF] Significant management (since 31 Mar 2025)
- SMF20 Chief Actuary (since 10 Dec 2018)
- SIMF20 Chief Actuary Function (1 Dec 2017 to 9 Dec 2018)
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Partha Dasgupta
IRN PXD01311
- CF2 Non Executive Director (25 Sep 2013 to 1 Oct 2013)
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Patrick Nigel Christopher Gale
IRN PNG00011
- CF1 Director (19 Jun 2008 to 1 Oct 2008)
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Paul Bishop
IRN PXB02215
- SMF11 Chair of the Audit Committee (10 Dec 2018 to 12 Jul 2023)
- SIMF11 Chair of the Audit Committee (4 Apr 2016 to 9 Dec 2018)
- CF2 Non Executive Director (4 Apr 2016 to 4 Apr 2016)
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Paul Fulcher
IRN PXF01120
- SMF7 Group Entity Senior Manager (since 25 Feb 2021)
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Paul Hoskins
IRN PXH36949
- [PRA CF] Significant risk taker or Material risk taker (since 1 Jan 2020)
- [FCA CF] Significant management (10 Dec 2018 to 24 Feb 2025)
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Paul James Turner
IRN PJT01180
- SMF3 Executive Director (17 May 2019 to 30 Jun 2025)
- SMF24 Chief Operations (17 May 2019 to 30 Jun 2025)
- CF29 Significant management (27 Aug 2014 to 15 Apr 2016)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Phoenix Customer Care Limited (no longer appointed)
FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015
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Pearl Customer Care Limited (no longer appointed)
FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.