First Complete Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · This permission is limited to not carrying out credit repair services

Senior staff personally approved by the FCA to hold their roles here.

Clare Wootton
IRN CXW00155
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 27 Oct 2025)
Claudia Elizabeth Rhona Kydd
IRN CXC00413
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 15 Jan 2026)
Cleo Howell
IRN CXH00443
- Appointed representative dealing with clients for which they require qualification (15 Nov 2021 to 14 Feb 2022)
Clive Robert Balchin
IRN CRB00014
- CF1 Director (AR) (10 May 2010 to 17 Jun 2010)
Clive Rook
IRN CXR01310
- CF1 Director (AR) (8 May 2012 to 7 Jun 2016)
Clive Stephenson
IRN CXS00093
- CF4 Partner (AR) (10 May 2010 to 31 Dec 2011)
Colin Baker
IRN CXB00055
- CF1 Director (AR) (15 Mar 2013 to 21 Jan 2015)
Colin Dunlop
IRN CXD00120
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 30 Nov 2024)
Colin Erwen Parker
IRN CEP01082
- CF1 Director (AR) (27 Jul 2017 to 19 Sep 2018)
Colin Graham
IRN CXG00522
- CF1 Director (AR) (since 10 Jul 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.