Date authorised
1 April 2013
Last scraped
4 days ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Cumberland House
    Cooper Way
    Parkhouse
    Carlisle
    Cumbria
    CA3 0JF
    UNITED KINGDOM
    Phone
    +4401228403141
  • Complaints Contact

    Cumberland House
    Cooper Way
    Parkhouse
    Carlisle
    Cumbria
    CA3 0JF
    UNITED KINGDOM
    Phone
    +4401228403141

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Bank Deposits

    For All, Deposit

  • Buy-to-Let Mortgage Admin

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Buy-to-Let Mortgage Lending

  • Mortgage Servicing

    For Customer, Regulated mortgage contract

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance)

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Trades With You Directly

    For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet

    Show 2 limitations
    • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
    • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • Mortgage Lending

    For Customer, Regulated mortgage contract

  • Consumer Loans

  • Loan Servicing

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Stuart Miller

    IRN SXM04234

    • SMF1 Chief Executive (since 31 Mar 2026)
  • Stuart Smith

    IRN SXS02052

    • CF30 Customer (1 Nov 2007 to 23 Nov 2012)
    • CF21 Investment Adviser (16 May 2007 to 31 Oct 2007)
    • CF22 Investment Adviser (Trainee) (23 Feb 2006 to 16 May 2007)
  • Susan Bradbury

    IRN SXB32319

    • [FCA CF] Functions requiring qualifications (7 Mar 2016 to 5 Feb 2024)
  • Susan Grant

    IRN SCB00033

    • [FCA CF] Manager of certification employee (since 1 May 2017)
    • [FCA CF] Functions requiring qualifications (7 Mar 2016 to 30 Apr 2017)
    • CF30 Customer (14 May 2008 to 23 Nov 2012)
  • Susanne Jayne Parry

    IRN SJP01402

    • SMF24 Chief Operations (since 8 Apr 2020)
    • [FCA CF] Significant management (7 Mar 2019 to 2 Nov 2023)
    • [FCA CF] Material risk taker (7 Mar 2019 to 2 Nov 2023)
  • Terri Lorimer

    IRN TXL00210

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 16 Dec 2022)
  • Thomas Doak

    IRN TXD33020

    • [FCA CF] Material risk taker (1 Mar 2017 to 19 Aug 2019)
  • Thomas Sinclair Graham

    IRN TSG01009

    • CF28 Systems and controls (24 Jul 2008 to 1 Sep 2008)
    • CF15 Internal Audit (16 Jan 2002 to 29 Aug 2007)
    • CF11 Money Laundering Reporting (1 Dec 2001 to 15 Jan 2002)
  • Tim Thompson

    IRN TXT32995

    • [FCA CF] Material risk taker (3 Feb 2020 to 20 Jul 2022)
  • Timothy Roy Henry Kimber

    IRN TRK01012

    • CF2 Non Executive Director (1 Dec 2001 to 29 Jun 2004)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.