CLIFFORD JAMES CONSULTANTS LIMITED

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Emma Fairhurst
IRN EXF01262
- SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (AR) (30 Dec 2022 to 18 Jan 2024)
- CF8 Apportionment and Oversight (1 Nov 2016 to 8 Dec 2019)
Philip Diarmuid Mc Keown
IRN PDM01164
- SMF3 (AR) Executive Director function (6 May 2020 to 16 Dec 2022)
- CF1 Director (AR) (6 May 2020 to 16 Dec 2022)
Sarah Elizabeth Sparke
IRN SXS05623
- SMF3 Executive Director (since 25 Jul 2025)
Stewart Fairhurst
IRN SXF01742
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- CF3 Chief Executive (AR) (6 Jan 2023 to 18 Jan 2024)
- CF1 Director (29 Nov 2017 to 8 Dec 2019)
- Responsible for Insurance Mediation (29 Nov 2017 to 30 Sep 2018)
- CF8 Apportionment and Oversight (4 Dec 2015 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Clifford James Limited (no longer appointed)
FRN 920502 · Appointed 31 Jan 2020 · Until 23 Jan 2024

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.