CATHEDRAL INDEPENDENT FINANCIAL PLANNING LIMITED

Date authorised
1 April 2013
Companies House
04127081
Last scraped
14 hours ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    11 Mill Road
    Cranfield
    Bedford
    Bedfordshire
    MK43 0JG
    UNITED KINGDOM
    Phone
    +4401234752502
    Web
    https://www.cathedral-ifa.co.uk

  • Complaints Contact

    11 Mill Road
    Cranfield
    Bedford
    Bedfordshire
    MK43 0JG
    UNITED KINGDOM
    Phone
    +441234752502

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment)

  • Pension Transfer Advice

    For Retail (Investment), Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Personal pension scheme, Life Policy

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Debenture, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Debenture, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Score Services

    Show 1 limitation
    • · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Alexander John Samuel Eddy

    IRN AXE75363

    • (22)[FCA CF] Functions requiring qualifications (9 Dec 2019 to 13 Jan 2026)
  • Andrew James Owain Hart

    IRN AXH01748

    • (46)CF30 Customer (28 Oct 2008 to 30 Jun 2010)
  • David Keith Lucas

    IRN DKL00006

    • (12)CF30 Customer (1 Nov 2007 to 1 Dec 2007)
    • (13)CF21 Investment Adviser (10 Apr 2006 to 31 Oct 2007)
  • ELLA ROSE WHELAN

    IRN EXW00351

    • (1)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (2)[FCA CF] Functions requiring qualifications (since 13 Jan 2026)
  • Elaine Joy Corby

    IRN EJC00020

    • (7)CF30 Customer (1 Mar 2011 to 17 Sep 2018)
  • Graham Stuart Howe

    IRN GSH00024

    • (19)CF30 Customer (1 Nov 2007 to 29 Jul 2016)
    • (21)CF1 Director (AR) (27 Apr 2007 to 29 Jul 2016)
    • (20)CF21 Investment Adviser (1 Jun 2005 to 31 Oct 2007)
  • James Grant McCathie Williamson

    IRN JGW00012

    • (3)CF21 Investment Adviser (7 Jul 2006 to 3 Mar 2007)
  • James Richard Marchant

    IRN JRM01184

    • (29)CF30 Customer (1 Nov 2007 to 30 Apr 2008)
    • (30)CF21 Investment Adviser (8 Sep 2006 to 31 Oct 2007)
  • Karen Ruth Love

    IRN KRH00020

    • (5)CF21 Investment Adviser (1 Jul 2004 to 27 Dec 2006)
    • (6)CF1 Director (1 Jul 2004 to 31 Aug 2006)
  • Kevin John Barrett

    IRN KJB01156

    • (4)CF1 Director (AR) (18 Jun 2009 to 9 Dec 2019)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

  1. permission removed: CBTL Effective Date

  2. permission removed: CBTL Status

  3. controlled function added: (33)[FCA CF] Functions requiring qualifications

  4. controlled function added: (32)[FCA CF] Client dealing

  5. controlled function added: (31)SMF3 Executive Director

  6. controlled function added: (30)Responsible for Insurance Distribution

  7. controlled function added: (29)Responsibility for MCD Intermediation

  8. controlled function added: (28)4. Giving personal recommendations on retail investment products which are not broker funds

  9. controlled function added: (27)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)

  10. controlled function added: (26)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose

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