ALWAYS INDEPENDENT FINANCIAL SOLUTIONS LIMITED

Date authorised
1 April 2013
Companies House
06441865
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Plews Cottage
    Tunstall
    Richmond
    North Yorkshire
    DL10 7QS
    UNITED KINGDOM
    Phone
    +441423391506
    Web
    https://www.alwaysindependent.co.uk

  • Complaints Contact

    Plews Cottage
    Tunstall
    Richmond
    North Yorkshire
    DL10 7QS
    UNITED KINGDOM
    Phone
    +441423391506

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling with no debt management activity
    • · This permission is limited to debt counselling which is provided in connection with investment advice, pensions advice and buy-to-let mortgages

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Anthony Michael Ward

    IRN AMW00025

    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
  • Katie Joanne Benbow

    IRN KXB00206

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • SMF3 Executive Director (since 7 Jun 2022)
    • [FCA CF] Client dealing (since 15 Mar 2021)
    • [FCA CF] Functions requiring qualifications (since 15 Mar 2021)
  • Simon Charles Benbow

    IRN SCB00014

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 23 Mar 2022)
    • Responsibility for MCD Intermediation (since 23 Mar 2022)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • SMF3 Executive Director (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsible for Insurance Mediation (1 Oct 2010 to 30 Sep 2018)
    • CF30 Customer (1 Oct 2010 to 8 Dec 2019)
    • CF10 Compliance Oversight (1 Oct 2010 to 8 Dec 2019)
    • CF1 Director (1 Oct 2010 to 8 Dec 2019)
  • Susan Williamson

    IRN SXW01712

    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 10 Dec 2021)
    • SMF3 Executive Director (9 Dec 2019 to 31 Mar 2022)
    • [FCA CF] Client dealing (9 Dec 2019 to 31 Mar 2022)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Mar 2022)
    • Responsibility for MCD Intermediation (21 Mar 2016 to 10 Dec 2021)
    • CF11 Money Laundering Reporting (1 Oct 2010 to 8 Dec 2019)
    • CF30 Customer (1 Oct 2010 to 8 Dec 2019)
    • CF1 Director (1 Oct 2010 to 8 Dec 2019)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.