Timothy Paul Smith

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Mission Underwriting UK Limited
FRN 314946
- CF1 Director (AR) (since 24 Sep 2025)
- CF3 Chief Executive (AR) (since 24 Sep 2025)
Kovrilo Limited
FRN 1041332
- (1)Employed By (since 24 Sep 2025)
Jensten Underwriting (SME) Limited (no longer approved here)
FRN 670467
- [FCA CF] Significant management (4 Apr 2023 to 24 Feb 2025)
Origin UW Limited (no longer approved here)
FRN 708672
- [FCA CF] Significant management (4 Apr 2023 to 24 Feb 2025)
Jensten Underwriting (Commercial) Limited (no longer approved here)
FRN 448039
- [FCA CF] Significant management (9 Dec 2019 to 24 Feb 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.