Timothy Morgan Trailor

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Funding Circle Ltd
FRN 722513
- SMF1 Chief Executive (since 13 Apr 2026)
Innovative Risk Labs Ltd (no longer approved here)
FRN 609155
- CF1 Director (AR) (25 Nov 2024 to 16 Apr 2026)
Kinetic International UK ltd (no longer approved here)
FRN 1020006
- (1)Employed By (25 Nov 2024 to 16 Apr 2026)
New Wave Capital Limited (no longer approved here)
FRN 625592
- (12)SMF16 Compliance Oversight (21 Apr 2021 to 15 Apr 2022)
MONZO BANK LIMITED (no longer approved here)
FRN 730427
- SMF18 Other Overall Responsibility (6 Nov 2019 to 13 Mar 2020)

Updates to this individual's record on the FCA register.

1 day ago
controlled function added: (12)SMF16 Compliance Oversight at New Wave Capital Limited

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.