MONZO BANK LIMITED

• Principal Place of Business

  Broadwalk House

  5 Appold Street

  London

  EC2A 2AG

  UNITED KINGDOM

  Phone

  +448000884040

  Web

  https://monzo.com

• Complaints Contact

  Broadwalk House

  5 Appold Street

  London

  EC2A 2AG

  UNITED KINGDOM

  Phone

  +448000884040

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

• Investment Advice (no pensions)

  For Retail (Investment), Government and public security, Rights to or interests in investments (Security), Share, Unit

• Authorised to Operate

• Arranges Investments

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Arranges Asset Safekeeping

  For Retail (Investment), Government and public security, Personal pension scheme, Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Trades With You Directly

  For Eligible Counterparty, Professional, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Consumer Loans

• Loan Servicing

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Credit Score Services

• AJ Coyne

  IRN AXC01247

  • SMF18 Other Overall Responsibility (since 24 Feb 2026)
  • [FCA CF] Material risk taker (since 8 Mar 2024)
• Alan Patrick Dunmur

  IRN AXD42591

  • [FCA CF] Material risk taker (27 Jun 2022 to 22 Sep 2023)
• Alexandra Louise Gibbons

  IRN ALG01060

  • SMF5 Head of Internal Audit (17 Oct 2025 to 5 Jan 2026)
• Allister Keller

  IRN AXK00096

  • [FCA CF] Material risk taker (20 Jul 2020 to 16 Nov 2021)
• Alwyn Homer Jones

  IRN AHJ01018

  • SMF3 Executive Director (5 Apr 2019 to 20 Sep 2021)
  • SMF2 Chief Finance (12 Nov 2018 to 20 Sep 2021)
• Amandeep Virk

  IRN AXV00026

  • [FCA CF] Material risk taker (14 Oct 2019 to 14 Apr 2022)
• Amy Kirk

  IRN AXK01621

  • Director of firm who is not a certification employee or a SMF manager (since 1 Jul 2024)
  • SMF14 Senior Independent Director (10 Oct 2018 to 15 Apr 2019)
  • SMF12 Chair of the Remuneration Committee (27 Mar 2018 to 30 Jun 2024)
• Andrew Sacre

  IRN AXS01469

  • [FCA CF] Material risk taker (16 Jan 2023 to 30 Apr 2025)
• Andrew Smart

  IRN AXS70508

  • SMF18 Other Overall Responsibility (since 24 Feb 2026)
  • [FCA CF] Manager of certification employee (since 1 May 2025)
  • [FCA CF] Significant management (since 14 Jun 2023)
  • [FCA CF] Material risk taker (since 14 Jun 2023)
  • [FCA CF] Material risk taker (1 Apr 2020 to 14 Mar 2022)
• Ankit Kumar

  IRN AXK00098

  • [FCA CF] Material risk taker (10 Jul 2019 to 1 May 2023)

No changes recorded yet.