Stephen John Pennington

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Accredited Insurance (UK) Limited
FRN 996452
- SMF24 Chief Operations (since 14 Jul 2025)
SCOR Managing Agency Ltd
FRN 605605
- [PRA CF] Key function holder (since 9 Dec 2019)
- SMF24 Chief Operations (23 Mar 2023 to 30 Apr 2025)
SCOR UK COMPANY LIMITED (no longer approved here)
FRN 202333
- SMF24 Chief Operations (23 Mar 2023 to 30 Apr 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.