Simon Graham Cartmell

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Clay Wealth Management Limited
FRN 763537
- Employed By (since 16 Dec 2025)
St. James's Place Wealth Management Plc
FRN 195351
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF30 Customer (since 20 Jan 2016)
- CF4 Partner (AR) (4 Aug 2022 to 5 Jan 2026)
Provest Wealth Management Ltd (no longer approved here)
FRN 569035
- (1)Employed By (4 Feb 2016 to 5 Jan 2026)
WREN STERLING FINANCIAL PLANNING LIMITED (no longer approved here)
FRN 665653
- CF30 Customer (16 Mar 2015 to 1 Jan 2016)
West Bromwich Financial Planning Ltd (no longer approved here)
FRN 452555
- Employed By (15 Aug 2012 to 8 Nov 2013)
Phoenix Wealth Services Limited (no longer approved here)
FRN 465753
- CF30 Customer (15 Aug 2012 to 8 Nov 2013)
HSBC Bank Plc (no longer approved here)
FRN 114216
- CF30 Customer (15 Jun 2009 to 31 Aug 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.