Sally Ann Fernee

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Stonehage Fleming Investment Management Limited
FRN 194382
- SMF3 Executive Director (since 31 May 2025)
- [FCA CF] Manager of certification employee (since 24 Apr 2025)
Stonehage Fleming Dealing and Treasury Services (UK) Limited (no longer approved here)
FRN 989628
- [FCA CF] Manager of certification employee (24 Apr 2025 to 2 May 2025)
UTMOST WEALTH ADVISERS LIMITED (no longer approved here)
FRN 829788
- Responsible for Insurance Distribution (15 Jul 2024 to 30 Dec 2024)
- SMF1 Chief Executive (15 Jul 2024 to 30 Dec 2024)
- SMF16 Compliance Oversight (28 Apr 2023 to 15 Jul 2024)
- SMF17 Money Laundering Reporting Officer (MLRO) (28 Apr 2023 to 15 Jul 2024)
- SMF3 Executive Director (28 Apr 2023 to 30 Dec 2024)
HSBC UK Bank Plc (no longer approved here)
FRN 765112
- [FCA CF] Manager of certification employee (29 Apr 2020 to 18 Sep 2020)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.