Richard Nicholas Lumley

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

FCMB Bank (UK) Limited
FRN 502704
- SMF16 Compliance Oversight (since 30 Jul 2025)
- SMF4 Chief Risk (since 8 Feb 2024)
TURKISH BANK (UK) LIMITED (no longer approved here)
FRN 204566
- SMF4 Chief Risk (25 Aug 2022 to 20 Oct 2023)
The Northern Trust Company (no longer approved here)
FRN 122020
- CF29 Significant management (1 Jun 2012 to 22 Dec 2014)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.