Richard Mark Waters

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

M&G ADVICE PARTNERS LIMITED (no longer approved here)
FRN 584256
- [FCA CF] Client dealing (10 Aug 2020 to 14 Feb 2021)
- [FCA CF] Functions requiring qualifications (10 Aug 2020 to 14 Feb 2021)
- CF30 Customer (14 Mar 2018 to 8 Dec 2019)
Lighthouse Advisory Services Limited (no longer approved here)
FRN 195199
- CF30 Customer (1 Apr 2015 to 15 Jul 2015)
Lighthouse Financial Advice Limited (no longer approved here)
FRN 225502
- (175)Employed By (25 Mar 2015 to 15 Jul 2015)
Phoenix Wealth Services Limited (no longer approved here)
FRN 465753
- CF30 Customer (10 Mar 2011 to 30 Jul 2012)
Santander UK Plc (no longer approved here)
FRN 106054
- CF30 Customer (22 Feb 2010 to 9 Mar 2011)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.