Richard John Fullerton

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Think Insurance Services Limited
FRN 499053
- SMF17 Money Laundering Reporting Officer (MLRO) (since 25 Mar 2026)
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- Responsible for Insurance Mediation (10 Jul 2009 to 30 Sep 2018)
- CF1 Director (10 Jul 2009 to 8 Dec 2019)
NICHE COVER LIMITED
FRN 1018685
- Responsible for Insurance Distribution (since 3 Apr 2025)
- SMF3 Executive Director (since 3 Apr 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.