NICHE COVER LIMITED

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Non-investment insurance contracts
Insurance Admin

For Commercial, Non-investment insurance contracts
Credit Brokering
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- · Limited to the sale of insurance: limited to broking credit agreements for the purchase of insurance.
Investment Setup

For Commercial, Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Christopher Alan Lear
IRN CAL01087
- SMF3 Executive Director (since 3 Apr 2025)
Garrath Michael Hussey
IRN GMH01141
- SMF3 Executive Director (since 3 Apr 2025)
Kevin John Phillips
IRN KJP01068
- SMF3 Executive Director (since 3 Apr 2025)
Kevin Richard Ware
IRN KXW00404
- SMF3 Executive Director (since 3 Apr 2025)
Nigel Harper
IRN NXH01593
- SMF3 Executive Director (since 3 Apr 2025)
Richard John Fullerton
IRN RJF01156
- Responsible for Insurance Distribution (since 3 Apr 2025)
- SMF3 Executive Director (since 3 Apr 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.