Raj Kumar

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Radiant Financial Planning Limited
FRN 192396
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- [FCA CF] Client dealing (since 4 Feb 2026)
- [FCA CF] Functions requiring qualifications (since 4 Feb 2026)
Lucent Financial Planning Ltd (no longer approved here)
FRN 945107
- [FCA CF] Client dealing (10 Jan 2024 to 17 Jun 2024)
- [FCA CF] Functions requiring qualifications (10 Jan 2024 to 17 Jun 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.