Lucent Financial Planning Ltd

• Principal Place of Business

  1b The Exchange

  20a Poplar Road

  Solihull

  B91 3AB

  UNITED KINGDOM

  Phone

  +441217051000

  Web

  https://www.lucentfinancialplanning.co.uk

• Complaints Contact

  1b The Exchange

  20a Poplar Road

  Solihull

  B91 3AB

  UNITED KINGDOM

  Phone

  +441217051000

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Eleanor Rose Pemberton

  IRN EXP00277

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 5 Feb 2025)
  • [FCA CF] Functions requiring qualifications (since 5 Feb 2025)
• Hannah Knight

  IRN HXK01155

  • [FCA CF] Manager of certification employee (since 2 Aug 2022)
• Katie Elizabeth Evans

  IRN KXE00083

  • [FCA CF] Functions requiring qualifications (2 Aug 2022 to 17 Apr 2025)
  • [FCA CF] Client dealing (2 Aug 2022 to 17 Apr 2025)
• Keely Leanne Woods

  IRN KXW00378

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 19 Oct 2023)
  • [FCA CF] Client dealing (since 19 Oct 2023)
• Kelly Cherry

  IRN XXX22256

  • [FCA CF] Functions requiring qualifications (2 Aug 2021 to 13 Dec 2023)
  • [FCA CF] Client dealing (2 Aug 2021 to 13 Dec 2023)
• Luke Courtney James

  IRN LXJ00099

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 2 Aug 2021)
  • [FCA CF] Client dealing (since 2 Aug 2021)
• Melissa Henderson

  IRN MXH01213

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 15 Jan 2026)
  • [FCA CF] Functions requiring qualifications (since 15 Jan 2026)
• Raj Kumar

  IRN RXK00431

  • [FCA CF] Functions requiring qualifications (10 Jan 2024 to 17 Jun 2024)
  • [FCA CF] Client dealing (10 Jan 2024 to 17 Jun 2024)
• Steven James Rowe

  IRN SJR01247

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • SMF16 Compliance Oversight (since 2 Aug 2021)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 2 Aug 2021)
  • SMF3 Executive Director (since 2 Aug 2021)
  • [FCA CF] Client dealing (since 2 Aug 2021)
  • [FCA CF] Functions requiring qualifications (since 2 Aug 2021)
  • Responsibility for MCD Intermediation (since 2 Aug 2021)
  • Responsible for Insurance Distribution (since 2 Aug 2021)

No changes recorded yet.