Philip Williams

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

C.R. TOOGOOD & CO. LIMITED
FRN 302887
- SMF3 Executive Director (since 8 Aug 2025)
- Responsible for Insurance Distribution (since 8 Aug 2025)
David Upshall Insurance Services
FRN 302039
- SMF3 Executive Director (since 8 Jan 2025)
A One Insurance Services (Bmth) Limited
FRN 307536
- SMF3 Executive Director (since 8 Jan 2025)
VISION INSURANCE SERVICES LTD
FRN 512500
- SMF3 Executive Director (since 8 Jan 2025)
CLEAR INSURANCE MANAGEMENT LIMITED
FRN 307982
- SMF3 Executive Director (since 23 Sep 2022)
BROKERBILITY LIMITED
FRN 474982
- SMF3 Executive Director (since 23 Sep 2022)
Xbridge Limited (no longer approved here)
FRN 313348
- [FCA CF] Significant management (9 Dec 2019 to 30 Nov 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.