Paul Pennant

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY
FRN 304154
- SMF5 Head of Internal Audit (since 11 Jan 2024)
Black Horse Limited
FRN 313409
- SMF5 Head of Internal Audit (since 11 Jan 2024)
Lloyds Bank PLC
FRN 119278
- [FCA CF] Material risk taker (since 8 Nov 2023)
- [PRA CF] Significant risk taker or Material risk taker (since 8 Nov 2023)
Talbot Underwriting Ltd (no longer approved here)
FRN 204890
- SMF5 Head of Internal Audit (10 Dec 2018 to 22 Apr 2020)
AMERICAN INTERNATIONAL GROUP UK LIMITED (no longer approved here)
FRN 781109
- SMF5 Head of Internal Audit (10 Dec 2018 to 1 Jul 2020)
- SIMF5 Head of Internal Audit Function (1 Feb 2018 to 9 Dec 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.