Patrick John Mill

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Pharon Independent Financial Advisers Limited
FRN 138169
- Director of firm who is not a certification employee or a SMF manager (since 24 Nov 2025)
Wealthtime Limited
FRN 468461
- SMF9 Chair of the Governing Body (since 20 Nov 2023)
- SMF3 Executive Director (27 Nov 2020 to 30 Jun 2021)
- SMF1 Chief Executive (27 Nov 2020 to 30 Jun 2021)
Novia Financial Plc
FRN 481600
- SMF1 Chief Executive (since 11 Aug 2021)
- SMF3 Executive Director (since 11 Aug 2021)
Craven Street Financial Planning Limited (no longer approved here)
FRN 135202
- Director of firm who is not a certification employee or a SMF manager (27 Mar 2025 to 15 Jan 2026)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.