Niamh Higgins

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aviva Insurance Limited (no longer approved here)
FRN 202153
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
Gresham Insurance Company Limited (no longer approved here)
FRN 202160
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
The Ocean Marine Insurance Company Limited (no longer approved here)
FRN 202787
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
Aviva Health UK Limited (no longer approved here)
FRN 308139
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
Aviva Credit Services UK Limited (no longer approved here)
FRN 724447
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
Aviva UK Digital Limited (no longer approved here)
FRN 728985
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
Aviva Insurance Ireland dac (no longer approved here)
FRN 827591
- SMF16 Compliance Oversight (6 Aug 2025 to 15 Jan 2026)
Legal and General Assurance Society Limited (no longer approved here)
FRN 117659
- SMF7 Group Entity Senior Manager (1 Feb 2021 to 19 May 2021)
- SMF16 Compliance Oversight (10 Dec 2018 to 1 Feb 2021)
- CF10 Compliance Oversight (1 Dec 2017 to 9 Dec 2018)
LGGP MANAGEMENT LIMITED (no longer approved here)
FRN 793552
- SMF16 Compliance Oversight (24 Dec 2020 to 23 Jun 2021)
- SMF17 Money Laundering Reporting Officer (MLRO) (24 Dec 2020 to 23 Jun 2021)
LEGAL & GENERAL INVESTMENT MANAGEMENT LIMITED (no longer approved here)
FRN 119272
- SMF7 Group Entity Senior Manager (28 Feb 2020 to 19 May 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.