Michael Thomas Gibbons

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

ODYSSEY MORTGAGE SERVICES LIMITED
FRN 303216
- SMF9 Chair of the Governing Body (since 27 Mar 2026)
HOMELOAN MANAGEMENT LIMITED
FRN 304476
- SMF9 Chair of the Governing Body (since 27 Mar 2026)
Topaz Finance Limited
FRN 461671
- SMF9 Chair of the Governing Body (since 27 Mar 2026)
Pepper (UK) Limited
FRN 484078
- SMF9 Chair of the Governing Body (since 16 Mar 2026)
- Director of firm who is not a certification employee or a SMF manager (1 Sep 2025 to 16 Mar 2026)
Guy Butler Limited (no longer approved here)
FRN 190911
- CF30 Customer (20 Oct 2011 to 16 May 2014)
Commerzbank AG (no longer approved here)
FRN 124920
- CF21 Investment Adviser (1 Dec 2001 to 14 Feb 2003)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.