Michael John Kellard

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aviva Life & Pensions UK Limited (no longer approved here)
FRN 185896
- Director of firm who is not a certification employee or a SMF manager (23 Feb 2024 to 1 Aug 2025)
Elevate Portfolio Services Limited (no longer approved here)
FRN 144849
- CF3 Chief Executive (7 Apr 2011 to 31 Oct 2016)
- CF1 Director (17 Apr 2007 to 31 Oct 2016)
Phoenix Wealth Services Limited (no longer approved here)
FRN 465753
- CF3 Chief Executive (7 Apr 2011 to 1 Nov 2016)
- CF1 Director (4 Jun 2007 to 1 Nov 2016)
Aviva Administration Limited (no longer approved here)
FRN 185746
- Responsible for Insurance Mediation (17 Apr 2007 to 15 Sep 2010)
- CF1 Director (17 Apr 2007 to 15 Sep 2010)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.