Michael Edward Lupton

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

ValidPath Financial Limited
FRN 836465
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 8 Jan 2025)
Quilter Financial Limited (no longer approved here)
FRN 497604
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 2 Jan 2025)
Melifa (no longer approved here)
FRN 400587
- (1)Employed By (18 May 2004 to 30 Jul 2011)
Edwards Associates (2411) (no longer approved here)
FRN 181955
- (5)Employed By (1 Oct 1998 to 30 Jul 2011)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.