Michael David Harms

Last updated
1 week ago
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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

  • Gatehouse-IFA Ltd

    FRN 767863

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 7. Giving personal recommendations on long-term care insurance contracts
    • [FCA CF] Functions requiring qualifications (since 3 Apr 2026)
    • [FCA CF] Client dealing (since 3 Apr 2026)
  • Scott Financial Planning Limited

    FRN 521369

    • 7. Giving personal recommendations on long-term care insurance contracts
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • SMF17 Money Laundering Reporting Officer (MLRO) (29 Oct 2024 to 22 Apr 2026)
    • SMF16 Compliance Oversight (29 Oct 2024 to 22 Apr 2026)
    • [FCA CF] Functions requiring qualifications (29 Oct 2024 to 22 Apr 2026)
    • SMF3 Executive Director (29 Oct 2024 to 22 Apr 2026)
    • [FCA CF] Client dealing (29 Oct 2024 to 22 Apr 2026)
  • Medical and General Independent Financial Advisers Ltd

    FRN 660573

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 7. Giving personal recommendations on long-term care insurance contracts
    • 21. Advising or arranging (bringing about) equity release transactions
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • SMF3 Executive Director (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsibility for MCD Intermediation (since 21 Mar 2016)
    • CF1 Director (24 Mar 2015 to 8 Dec 2019)
    • CF10 Compliance Oversight (24 Mar 2015 to 8 Dec 2019)
    • CF11 Money Laundering Reporting (24 Mar 2015 to 8 Dec 2019)
    • CF30 Customer (24 Mar 2015 to 8 Dec 2019)
    • Responsible for Insurance Mediation (24 Mar 2015 to 30 Sep 2018)
  • GILLINGHAMS INDEPENDENT FINANCIAL ADVISERS LIMITED (no longer approved here)

    FRN 609295

    • CF30 Customer (9 Jul 2015 to 16 Nov 2015)
  • EQUITAS FINANCIAL (UK) LIMITED (no longer approved here)

    FRN 615273

    • CF30 Customer (6 May 2014 to 1 Apr 2015)
  • WESLEYAN FINANCIAL SERVICES LIMITED (no longer approved here)

    FRN 134753

    • CF30 Customer (16 Aug 2010 to 30 Apr 2014)
  • Santander UK Plc (no longer approved here)

    FRN 106054

    • CF30 Customer (9 Jul 2008 to 31 Jul 2010)

Recent activity

Updates to this individual's record on the FCA register.

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