Malcolm William John Downing

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

FORT ADVICE BUREAU LIMITED
FRN 972730
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 18 Aug 2025)
QUILTER FINANCIAL SERVICES LIMITED (no longer approved here)
FRN 440703
- Appointed representative dealing with clients for which they require qualification (4 Jun 2025 to 12 Sep 2025)
Quilter Mortgage Planning Limited (no longer approved here)
FRN 440718
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 12 Sep 2025)
Malcolm Downing (no longer approved here)
FRN 215141
- (1)Employed By (1 Dec 2001 to 30 Nov 2004)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.