This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

Malcolm Downing

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FRN: 215141
Date authorised: 1 April 2013
Last scraped: 3 hours ago

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Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

195 Noak Hill Road

Billericay

Essex

CM12 9UL

UNITED KINGDOM

Phone

+4401277659121

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Malcolm William John Downing
IRN MXD00081
- (1)Employed By (1 Dec 2001 to 30 Nov 2004)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.