Kathryn Ann Morgan

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

The Standard Club UK Ltd
FRN 202805
- Director of firm who is not a certification employee or a SMF manager (since 19 May 2025)
NorthStandard Limited
FRN 202824
- [FCA CF] Significant management (since 5 Jul 2023)
UIA (Insurance) Limited
FRN 110863
- SMF9 Chair of the Governing Body (since 22 Feb 2023)
- SMF11 Chair of the Audit Committee (22 Feb 2023 to 23 Feb 2023)
Soteria Insurance Limited (no longer approved here)
FRN 435022
- SMF11 Chair of the Audit Committee (4 Nov 2020 to 1 May 2024)
- CF14 Risk Assessment (26 Jan 2006 to 27 Jul 2007)
- CF19 Significant Mgt (Financial Resources) (26 Jan 2006 to 27 Jul 2007)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.