Karen Rachel Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Clydesdale Bank Plc (no longer approved here)
FRN 121873
- CF30 Customer (1 Nov 2007 to 8 Nov 2007)
- CF21 Investment Adviser (14 May 2007 to 31 Oct 2007)
- CF22 Investment Adviser (Trainee) (2 Oct 2006 to 15 May 2007)
Legal and General Assurance Society Limited (no longer approved here)
FRN 117659
- CF21 Investment Adviser (19 Jan 2005 to 17 Sep 2006)
Legal & General (Unit Trust Managers) Limited (no longer approved here)
FRN 119273
- CF21 Investment Adviser (19 Jan 2005 to 17 Sep 2006)
Legal & General Partnership Services Limited (no longer approved here)
FRN 300792
- CF21 Investment Adviser (19 Jan 2005 to 14 Feb 2005)
HBOS Investment Fund Managers Limited (no longer approved here)
FRN 119223
- CF21 Investment Adviser (24 Sep 2002 to 18 Apr 2003)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.