Julie Anne Waters

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aon UK Limited (no longer approved here)
FRN 310451
- SMF7 Group Entity Senior Manager (24 Jun 2024 to 16 Mar 2026)
- SMF3 Executive Director (19 Feb 2020 to 24 Jun 2024)
- SMF1 Chief Executive (9 Dec 2019 to 24 Jun 2024)
- Responsible for Insurance Distribution (1 Oct 2018 to 24 Jun 2024)
- Responsible for Insurance Mediation (26 Jul 2018 to 30 Sep 2018)
- CF3 Chief Executive (26 Jul 2018 to 8 Dec 2019)
- CF1 Director (14 Jul 2017 to 26 Jul 2018)
- CF29 Significant management (18 Apr 2016 to 14 Jul 2017)
MARSH LIMITED (no longer approved here)
FRN 307511
- CF29 Significant management (10 Apr 2008 to 29 Jan 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.