Jose Morago Perez

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

People's Administration Services Limited
FRN 122787
- SMF16 Compliance Oversight (since 22 Aug 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 22 Aug 2025)
B & C E Insurance Limited
FRN 177791
- SMF16 Compliance Oversight (since 22 Aug 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 22 Aug 2025)
People's Investments Limited
FRN 1013449
- SMF16 Compliance Oversight (since 22 Aug 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 22 Aug 2025)
FAIRMEAD INSURANCE LIMITED (no longer approved here)
FRN 202050
- SMF4 Chief Risk (9 Jun 2022 to 13 Dec 2024)
- [FCA CF] Significant management (7 Sep 2021 to 9 Jun 2022)
Allianz Insurance Plc (no longer approved here)
FRN 121849
- [FCA CF] Significant management (7 Sep 2021 to 13 Dec 2024)
Liverpool Victoria Insurance Company Limited (no longer approved here)
FRN 202965
- [FCA CF] Significant management (7 Sep 2021 to 13 Dec 2024)
Highway Insurance Company Limited (no longer approved here)
FRN 202972
- [FCA CF] Significant management (7 Sep 2021 to 13 Dec 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.