Joel Ramsden

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Liberty Mutual Insurance Europe SE
FRN 829959
- SMF16 Compliance Oversight (since 5 Sep 2025)
Liberty Specialty Markets Europe SARL
FRN 973496
- SMF16 Compliance Oversight (since 2 Sep 2025)
Liberty Managing Agency Limited
FRN 204945
- [PRA CF] Key function holder (since 10 Dec 2018)
- SMF16 Compliance Oversight (since 30 Nov 2018)
- CF10 Compliance Oversight (29 Oct 2018 to 9 Dec 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.