James Aled Lloyd

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

XCEL FINANCE LTD
FRN 806311
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 17 Sep 2020)
- SMF3 Executive Director (since 9 Dec 2019)
- SMF16 Compliance Oversight (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- Responsibility for MCD Intermediation (since 28 Jun 2018)
- Responsible for Insurance Mediation (28 Jun 2018 to 30 Sep 2018)
- CF10 Compliance Oversight (28 Jun 2018 to 8 Dec 2019)
- CF1 Director (28 Jun 2018 to 8 Dec 2019)
PURE COMMERCIAL FINANCE LTD (no longer approved here)
FRN 744421
- CF1 Director (AR) (26 Sep 2017 to 27 Jun 2018)
Xcel Finance Limited (no longer approved here)
FRN 788881
- Employed By (26 Sep 2017 to 27 Jun 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.